Free Webinar: Credit Scorecards

Diving into creating a meaningful scorecard by simplifying metrics and how to summarize them into a gradable matrix helping credit departments perform thorough analysis.

Join this session for a practical walk through of how to build a credit scorecard that captures the nuances of real-world credit analysis while creating a consistent, measurable framework for decision-making. Whether you’re developing a scorecard from scratch or refining an existing process, we’ll explore the key considerations that help balance objective metrics with professional judgment. Topics covered will include:
1. Why scorecards matter – Credit notes provide valuable context, while metrics create consistency and measurability. Learn why both are essential components of a strong credit analysis process.
2. Establishing the foundation – How we identified the core elements needed to build an effective and scalable scorecard.
3. Defining key risk indicators – The primary metrics that create structure, improve consistency, and clearly communicate risk appetite.
4. Building the framework – A detailed look at what to include, how to grade and group criteria, and how to appropriately weight each component.
5. From concept to procedure – Most importantly, learn how an initial idea evolved into a formal process that is still used today—and how you can implement a similar approach within your own organization.
Bring your laptop and have Excel ready—we’ll be working through practical examples that you can apply immediately.

About the Speaker: Krissy Aeschbacher

With over 20 years of experience in customer service—spanning lending, collections, and business development—Krissy Aeschbacher thrives on challenges that push both her mind and her skills to grow. She currently serves as a Business Credit Analyst at Maverik, where she joined midstream on a fleet fuel card project and quickly became the credit-side expert. From analyzing applications to refining the credit management platform, she helped build the policies and scorecards that shaped the program into a successful launch. Previously, she spent 13 years in the credit union industry as a lender, collector, and branch manager, followed by 7 years supporting entrepreneurs in business development. Her career reflects a passion for helping people access credit responsibly while driving organizational growth and innovation.
Outside of work, Krissy enjoys hiking mountain trails, biking new routes, playing piano, and expanding her vinyl collection—always with her cats nearby. Guided by the belief that “if it scares me, I’m doing it,” she embraces adventures of every kind and destinations around the world.