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Intermountain Credit Education League (ICEL)

ICELRecognizing the importance of quality credit management & professional development

Next Meeting - Thursday, September 14, 2017


Risk vs Reward

The credit collection process can be arduous and impersonal. But what if it wasn't? Could putting a personal spin on the collection process increase your yield of return on collection? Whether your accounts are secured or subprime, the tips presented in this presentation could change your collections process forever, for good.


About Ross McGarvey

I'm an immigrant that's been an entrepreneur since I was 8 years old. I founded Avant8 in 2011 not knowing where it would take me but knowing that we would be able to add value to whomever we worked with. It's been quite the ride so far and the journey is far from over. 

I have a tech company and a finance company and know for a fact that the American dream is alive and well and it's available to anyone that's willing to put the work in. In addition to my "jobs", I like work with startups and new entrepreneurs and help them push and form their concepts into something more. 


11:45 am - 1:15 pm
Hotel RL (Formerly Red Lion Hotel), 161 W 600 S, SLC, UT
$20 ICEL Members
non-ICEL Member Guests $30


RSVP Lisa Keller, CCE email or phone (801)433-6129

Reservations are firm unless cancelled 24 hours prior to the meeting.

What is ICEL?
ICEL is a group of credit professionals that recognize the importance of quality credit management in business and promote professional development by offering educational and leadership opportunities through quality programs, publications and scholarships.

Who Can Join?
Anyone interested in furthering their business credit education.

Why Should I Belong?
Monthly Meetings: Credit & Career oriented meetings are held on the second Thursday of each month at 11:45, usually at the Red Lion Hotel, 161 West 600 South, Salt Lake City.

Recent ICEL Meeting Presentations

Bankruptcy From a Creditors Point of View, Ellen E. Ostrow, Esq.
How to Stay Out of the Audit Bulls Eye, Aaern L. Humphreys
Understanding Gender Differences When Negotiating, James Holbrook & Stacy Roberts
Test Your Credit Knowledge
What Motivates Me: Put Your Passions to Work, Paul Yoachum
E.Q. (Emotional Intelligence), John Bytheway
When The World is Awesome - The Power of Positive, Cathy Carey

Educational Conferences - National and Regional Conferences are held throughout the year in various locations.

Scholarships - As a member of ICEL, after one full year of membership, and with 80% attendance at the monthly meetings, you may submit a scholarship request for classes, educational conferences, and/or professional designation exam fees.
More information

Contact Lisa (801) 433-6129


ICEL Application for Membership

Membership is open to anyone interested in building their business to business credit education and career.
 ICEL Application Form

ICEL Tuition Scholarship application form

One full class tuition scholarship per ICEL Member per semester. (One full year of ICEL membership and 80% attendance at meetings required)
ICEL Tuition Scholarship Application form

ICEL Conference or Exam Scholarship application form

Exam fees or partial conference fee scholarships available to ICEL Members. (One full year of ICEL membership and 80% attendance at meetings required)

 ICEL Conference or Exam Scholarship Application form

ICEL is a member run organization. The 2017-2018 Chair Leaders are as follows:

ICEL Chairleader: DeAnna Leahy, CCE, Sunroc Corporation
          Vice Chair: April Tanner, CCE, Kimball Equipment

Programs Committee

– Chair - Allen Vickers, CCE, A & K Railroad

   Vice Chair – Mark Jones, Geneva Rock Products


Publications Committee

– Chair - Rhonda Calwell, CCE, Nicholas & Company

   Vice Chair - Whitney Davidson, CBF, Sunroc Building Materials


Education Committee

– Chair - .Nina Flurer, CCE, PermaPlate 

   Vice Chair – Kandie Haymore, CBF, Midwest Floor Coverings

Membership Committee

– Chair - April Tanner, CCE, Kimball Equipment

   Vice Chair - D’Ann Johnson, CCE, Roofers Supply

- Shane Norman. CCE, Wheeler Machinery

Secretary & NACM Representative:
-  Lisa Keller, CCE, NACM Business Credit Services